Travel medical insurance is a type of international insurance designed to cover emergency health care costs incurred while traveling or vacationing abroad.
While planning a foreign trip, it is always advisable to consider what kind of travel health insurance is suitable for your needs. Travelling to a foreign land on a visitor or business visa and a budget brings about its own set of risks and uncertainties. By getting the benefit of our overseas travel insurance, you can satisfy your wanderlust without the worry of travel risks. You can even manage medical or health expenses, if any, in a foreign land where medical treatment tends to be very expensive and has the potential to eat into your life savings. Travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a “multi-trip” policy can cover an unlimited number of trips within a set time frame. Some policies offer lower and higher medical-expense options; the higher ones are chiefly for countries that have high medical costs, such as the United States.
Travel medical insurance provides certain travel benefits as well as coverage for emergency medical treatment due to unexpected injury or illness incurred outside of your home country. Your standard travel medical policy does not cover things like wellness exams, regular prescriptions, or pre-existing conditions.